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It's Your Move. Get Expert Advice to Help You Find Your Dream Home

May 16, 2019

By Christopher Bragg for Live in Everett | Live in Everett

Sergio Colón, Vice President and Real Estate Loan Manager at Peoples Bank

Most of us have become very comfortable shopping online, and the internet is a great way to get meal kits, clothes and pretty much everything you can think of delivered. But is it a good idea to use an app to get a mortgage in a hurry? Probably not. Buying a home is likely the biggest purchase you’ll ever make, and an algorithm can't properly assess your true buying power the way experts at a community bank can.

I met with Sergio Colón to talk about how Peoples Bank provides customized, tailored lending services to local customers. A long-time resident of Snohomish County, Sergio is a Vice President and Real Estate Loan Manager.

He cites his own growing family—which went from two kids to four when they had twins in September—as an example of the way household budgets can change over time. Planning for the future you want means being ready for its expenses down the road.

Because every buyer is unique, Sergio and the team at Peoples Bank can help you determine if you're ready to buy, or help create a plan to get your finances in order so you can be ready when the time is right.

Many programs are available to help with mortgage down payments so if you are waiting because you think you need to save more, talk to an expert who can walk you through these programs.

Your dream home may be closer than you think.

Credit is another factor. If certain events have impacted your credit score, it may take some work and time before you qualify for the loan you need.

In Snohomish County specifically, Sergio notes that prices are leveling out after several years of steady increases and that Everett is a great place to buy because of new opportunities like the Overlook at Riverfront and Waterfront Place. Read More...