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Business Checking Solutions

Large, small, or home-based, we have a business solution that's right for you.

Peoples Bank offers a variety of business checking accounts that are perfect for companies of all sizes: from large corporate relationships to small office and home-based businesses. Our business banking team is here to help find the right solution for your growing business.

Business Essentials Checking

Our most popular product for small to medium size businesses. Choose this account if you are looking for a simple checking solution with all the essential services, and your business conducts a low-to-moderate number of transactions each month. 

Business Relationship Checking

Our most popular account for businesses carrying larger balances or those with a deeper relationship with Peoples Bank. Utilize your combined deposit and loan balances to waive fees and earn additional benefits. This account is ideal for businesses conducting a higher number of transactions each month.


Corporate Checking

Designed for businesses with higher cash deposit and transaction needs or those utilizing our robust Treasury Management Services. This account puts your money to work for you through a competitive monthly Earnings Credit Rate to offset fees.

My Business Checking

Designed for Sole Proprietors or other small, individually owned businesses. This account is an economical solution perfect for businesses that have low cash and transaction needs. Build a solid foundation with all the essential services needed to grow your business. 


Community Business Checking

This account is available for nonprofit organizations, associations, and clubs. Benefits include services essential to operating your business and no monthly service charge.

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Compare Business Checking Accounts

Features My Business Business
Business Relationship Checking Community
Corporate Checking
Minimum opening balance $50 $50 $50 $50 $100
Monthly service charge $51 $102 $15 n/a $8
Minimum daily balance to avoid monthly service charge n/a $1,500 $15,000 in daily deposit balanceor
$30,000 in combined deposit balances4 or
$250,000 in combined commercial loan balances5
n/a n/a
Debits/checks paid, ACH, Items deposited First 50 combined
items included,
then $0.38 per item
First 200 combined
items included,
then $0.38 per item
First 400 combined
items included,
then $0.38 per item
n/a $0.12 per debit/check
$0.15 per ACH
$0.06 per deposited item
Cash deposited First $1,000 included,
then $0.08 per $100
First $5,000 included,
then $0.08 per $100
First $10,000
then $0.08 per $100
First $10,000
included, then $0.08 per $100
$0.06 per $100
Interest bearing No No No No No
Per deposit fee n/a n/a n/a n/a $0.20 per deposit
Other features & benefits
  • Unlimited free ATM access through over 40,000 MoneyPass® ATMs nationwide
  • Waive the monthly service charge on up to five Business Essentials Checking when linked to this account and the combined balance requirement is met.
  • Same-day refundson non-Peoples Bank and non-MoneyPass® ATM fees
  • Same-day refunds6 on international transaction fees
  • Unlimited free ATM access through over 40,000 MoneyPass® ATMs nationwide
  • Earnings Credit Rate on deposit balances may offset fees
Business debit card
Online & Mobile Access
Bill Pay7

Annual Percentage Yield (APY) on all business checking accounts is subject to change.
Monthly service charge is waived with eStatement enrollment.
Monthly service charge is assessed if your daily account balance falls below the minimum balance at any time during the statement cycle.
Uses average daily balance in primary account.
Calculated by adding together the average daily balance for each deposit account enrolled in the package.
Calculated by adding together the current principal balance on the last day of the qualification cycle for each loan account enrolled in the package.
Account average ledger balance cycle to date must be positive for refunds to apply. Fee will appear on your statement and then a credit will appear the same business day the transaction processed.
$5.95/month for first 10 payments; then $0.45 for each additional payment

5 Star RatingPeoples Bank is rated 5-Stars by Bauer
Rating as of March 2023