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800.584.8859Routing Number: 125104425

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    Business Checking Solutions

    Large, small, or home-based, we have a business solution that's right for you.

    Peoples Bank offers a variety of business checking accounts that are perfect for companies of all sizes: from large corporate relationships to small office and home-based businesses. Our business banking team is here to help find the right solution for your growing business.
     

    Business Essentials Checking

    Our most popular product for small to medium size businesses. Choose this account if you are looking for a simple checking solution with all the essential services, and your business conducts a low-to-moderate number of transactions each month. 

    Business Relationship Checking

    Our most popular account for businesses carrying larger balances or those with a deeper relationship with Peoples Bank. Utilize your combined deposit and loan balances to waive fees and earn additional benefits. This account is ideal for businesses conducting a higher number of transactions each month.

     

    Business Analysis Checking

    Designed for businesses with higher cash deposit and transaction needs or those utilizing our robust Treasury Management Services. This account puts your money to work for you through a competitive monthly Earnings Credit Rate to offset fees.

    My Business Checking

    Designed for Sole Proprietors or other small, individually owned businesses. This account is an economical solution perfect for businesses that have low cash and transaction needs. Build a solid foundation with all the essential services needed to grow your business. 

     

    Community Business Checking

    This account is available for nonprofit organizations, associations, and clubs. Benefits include services essential to operating your business and no monthly service charge.

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    Compare Business Checking Accounts

    Features My Business Business
    Essentials    		 Business Relationship Checking Community
    Business    		 Business Analysis Checking
    Minimum to Open $50 $50 $50 $50 $50
    Monthly Service Charge $51 $102 $15 n/a $12
    Minimum Balance to Avoid Monthly Service Charge $0 $1,500 $15,000 in daily deposit balance3 or
    $30,000 in combined & linked deposit balances4 or
    $250,000 in combined & linked commercial loan balances5    		 n/a n/a
    Debits/Checks Paid, ACH Debits & Credits, Deposited Items Includes first 50 combined
    items per month,
    then $0.38 per item    		 Includes first 200 combined
    items per month,
    then $0.38 per item    		 Includes first 400 combined
    items per month,
    then $0.38 per item    		 n/a $0.12 per debit/check
    $0.15 per ACH
    $0.08 per deposited item
    Cash Deposited Includes first $1,000 per month, then $0.08 per $100 Includes first $1,000 per month, then $0.08 per $100 Includes first $10,000 per month, then $0.08 per $100 Includes first $10,000 per month, then $0.08 per $100 $0.08 per $100
    Interest Bearing No No No No No
    Per Deposit Fee n/a n/a n/a n/a $0.20 per deposit
    Relationship Benefits
    X
    X
    • Waive the monthly service charge on up to five Business Essentials Checking when linked to this account and the combined balance requirement is met4
    X
    • Earnings Credit Rate on deposit balances may offset fees
    Business Debit Card ✔
     
    		✔ ✔
    • Unlimited ATM access at more than 40,000 MoneyPass® ATMs nationwide
    • Non-Peoples Bank & Non-MoneyPass® ATM fee refunds - up to $25 per month7
    • Refunds for international transaction fees8
    		 ✔ ✔
    Online & Mobile Access ✔ ✔ ✔ ✔ ✔
    Bill Pay6 ✔ ✔ ✔ ✔ ✔

    Annual Percentage Yield (APY) on all business checking accounts is subject to change.
    1 Monthly service charge is waived with eStatement enrollment.
    2 Monthly service charge is assessed if your daily account balance falls below the minimum balance at any time during the statement cycle.
    3 Uses average daily balance in primary account.
    4 Calculated by adding together the average daily balance for each combined & linked eligible deposit account.
    5 Calculated by adding together the current principal balance on the last day of the qualification cycle for each combined & linked eligible loan account.
    6 First 10 payments included, then $0.65 for each additional payment.
    7Month End Refund. Fee will appear on your statement and then a credit will appear on the last day of the Statement Cycle. Account Average Ledger Balance Cycle to Date must be positive for refunds to apply.
    8Same Day Refund. Fee will appear on your statement and then a credit will appear the same business day as the transaction is processed. Account Average Ledger Balance Cycle to Date must be positive for refunds to apply.

    5 Star RatingPeoples Bank is rated 5-Stars by Bauer
    Rating as of October 2023     | bauerfinancial.com