Certificates of Deposit (CDs)

Current CD Specials:

4.50% APY* 7-month fixed rate

4.25% APY* 13-month fixed rate

Contact your local branch to learn more about current CD specials.

Certificates of Deposit (CDs)

Certificates of Deposit are a popular and safe way to achieve your financial goals. Furthermore, since every businesses needs are not exactly the same, we offer a wide variety of time deposit accounts including fixed rate accounts with terms from 6-months to 5 years.

Peoples Fixed Rate Certificate

Minimum Opening Deposit: $500.00.
Rates are tiered depending on balance.
A penalty may be imposed for early withdrawal.

Fixed Rate Certificate Rates**

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*Annual Percentage Yield (APY) shown is effective for accounts opened on or after 9/26/24. Rates are subject to change. Requires a $1,000 minimum deposit. There is no minimum to earn interest. The APY assumes interest will remain on deposit until maturity. At maturity, the 13-month certificate will renew into a 12-month fixed rate term at the current rate and the 7-month certificate will renew to a 6-month fixed rate term at the current rate. An active Peoples Bank Checking Account is required. Offer is available for personal and business accounts at all Peoples Bank Branches and cannot be combined with any other offer. Not available for accounts opened online. A withdrawal will reduce earnings and a penalty may be charged for early withdrawal.
**Annual Percentage Yield (APY) is current as of the effective date listed and applies to the initial term. Rates are subject to change. The APY assumes interest will remain on deposit until maturity. A minimum deposit of $500 is required to open the account. There is no minimum to earn interest. A withdrawal will reduce earnings and a penalty may be imposed for early withdrawal.

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This information is for your ZIP Code of 49048

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