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Certificates of Deposit (CDs)

Certificates of Deposit are a popular and safe way to achieve your financial goals. Furthermore, since every business need are not exactly the same, we offer a wide variety of time deposit accounts including fixed rate accounts with terms from 90-days to 5 years, variable rate accounts that change with the market, and accounts that allow you to make additional deposits.


  • Minimum Opening Deposit: $500.00.
  • Rates are tiered depending on balance.
  • A penalty may be imposed for early withdrawal.


Fixed Rate Certificate Rates

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  • Minimum Opening Deposit: $100.00.
  • Minimum Additions of $50.00. Additions of $25.00 are permitted when an automatic withdrawal is made from a Peoples checking or savings account.
  • Rates are tiered depending on account balance.
  • A penalty may be imposed for early withdrawal.


Add-On Certificate Rates

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Invest for the Future

From college planning to retirement, we have the tools to help you reach your goals.

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This information is for your ZIP Code of 49048

Product offerings and features may differ among geographic locations. With your ZIP code, we can make sure you see accurate information. To change the location, click on the zip code above.

Compare Business Savings Accounts

  Business Statement Savings » Business Premium Savings » Certificate of Deposit »
Minimum Balance $500.00 $25,000.00 Varies from $500 to $10,000
Monthly Fee (if below minimum) $3.00 $15.00 n/a
Minimum Balance to open $100.00 $100.00 Varies
Penalty for early withdrawals No No May apply
Excessive Transaction fee $5
Funds may not be withdrawn without penalty during the term except from our Liquid CD
Interest Rate Details » *tiered rates pay higher APY on higher balances. Details » Fixed and variable rates available and are tiered based on balance. Details »
Well suited to these savings goals Savings accounts with balance less than $25,000, saving with the option to withdraw without penalty Balances greater than $25,000, saving with the option to withdraw without penalty Longer-term savings goals with no anticipated need to withdraw during CD's term