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We can help you with
- Home Purchase
- Construction loans
- HomeStyle Renovation loans
- Refinancing
- Lot and land loans
- Bridge loans
- Manufactured home loans
- Jumbo loans
- FHA and VA mortgage loans
- General Home Loan Questions
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Dreams Realized
Peoples Bank wants to help you buy your dream home. Thinking of a refinance? Peoples Bank can help with that too. Considering a Home Equity Line of Credit on your current home? Sure, especially if you’re looking for cash to renovate, pay unexpected bills or pay down debt. No matter where you’re at in your home financing journey, Peoples Bank is here to help. From buying the land, to building the house. Local lenders and local decisions.
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Subject to credit approval. Available on non-owner and owner-occupied, one-to-four family residences. Hazard insurance on the subject property is required. If the property is localed in a Special Flood Hazard Area, the bank will require you to obtain flood insurance. Federal Housing Administration (FHA) loans are subject to upfront and annual mortgage insurance. Upfront mortgage insurance may be financed into the loan amount; annual mortgage insurance is paid in the total monthly housing payment. Maximum loan limits vary by county and are updated annually. Veteran’s Affairs (VA) loans are subject to veteran’s available VA entitlement. VA Certificate of Eligibility required to determine amount of entitlement available. Maximum loan amount based on the property location. Funds for renovation costs may be capped on certain property types.