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Virtual Terminal

Now you can process transactions through any web browser.

The Virtual Terminal is a completely automated web based application that allows you to process credit card transactions in a secure online environment from anywhere in the world. There is nothing to install or maintain on your computer, you simply connect to Virtual Terminal through your web browser and internet connection.

  • No software to install
  • Works on a PC or Mac
  • Create a “Payment Link” for your webpage that allows customers to pay on account or make a donation online

Our solution is a real time credit card and payment application that enables merchants to process and manage Retail, MO/TO and e-Commerce transactions quickly and easily. Do away with costly hardware-based POS terminals and also accepts bill payment checks. With, any operator with an Internet connection can have access to the most powerful, flexible and cost-effective payment application available – with no software to install.

Real-Time Processing
Real-time authorization occurs in less than five seconds allowing you to quickly complete a sale.
Transaction management
You have the ability to settle, refund, void and rebill transactions through one easy-to-use screen in NPC Secure.
Customized Reporting
Advanced reporting allows you to query all transactions for detailed, summary or customized reporting.
Recurring Payments
Automate regular billing and subscriptions with nine different payment schedules. Eliminate the need for storing or re-entering cardholder data.
AVS and CVV Fraud Screening
Fully configurable settings help reduce fraud by matching and validating entered values with the Issuing Bank during authorization. Transactions with unmatched information can be declined at the merchant's location dependent on these settings.
Customer and Merchant Email Notification
Confirmation emails to the merchant and/or the customer are available to be sent directly from NPC Secure when transactions are approved or declined.
Support for Many Leading Shopping Cart Applications
The variety of compatible shopping carts enables developers to utilize existing shopping cart applications without the need to integrate credit card processing from scratch, reducing merchant start-up cost.

Take the next step

Partner with Peoples and put the expertise of our merchant experts to work for your business.

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Accept Gift Cards

Add gift cards to your merchant processing suite to save time and increase revenue.

Explore Gift Cards

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If your total borrowing needs are less than $250,000, a Small Business Loan may be a perfect fit.

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We have the processing method suited to your business.

  Mobile Accept (Wireless) » Virtual Terminal » Credit Card Terminal » Peoples Point of Sale » E-commerce Internet Processing » Third Party Integration
Product Description Smartphone App for mobile businesses Browser based payment system Stand alone countertop equipment with integrated receipt printer Full feature iPad based register system Payment gateway to work with existing shopping carts Payment gateway integrated into existing Point of Sale System
Process Pin Transactions Yes   Yes     Yes
EMV Capable     Yes      
Contactless Capable     Yes     Yes
Tip Yes Yes Yes Yes   Yes
Gift Card Compatibility   Yes Yes Yes Yes Yes
Recurring Transactions   Yes     Yes Yes
Loyalty Program     Yes Yes    
Invoicing   Yes     Yes Yes
Inventory Management Yes Yes   Yes   Yes