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Personal Relationship Checking

Loaded with rewards that increase as your relationship with the Bank grows.

Personal Relationship Checking rewards you for doing more of your banking with Peoples Bank. The higher your combined balances in accounts and loans, the greater your benefits. Best of all, your package will adjust automatically each month to the appropriate level for which you qualify. It’s easy!

Benefits and Features

 
 
Gold
Platinum
Diamond
Debit Card Included Included Included
Earns Interest Higher interest rates and annual percentage yield for higher balances. See rates. Higher interest rates and annual percentage yield for higher balances. See rates. Higher interest rates and annual percentage yield for higher balances. See rates.
Online Banking, Mobile Banking and Bill Pay1 Included Included Included
Checks One box of Regal Blue checks included per calendar year, others at discount. One box of Regal Blue checks included per calendar year, others at discount. One box of Regal Blue checks included per calendar year, others at discount.
Peoples Bank ATM and MoneyPass® ATM Access Included Included Included
Monthly Service Charge $5 $5 service charge waived with $10,000 in combined deposit balances or $100,000 in consumer or mortgage loan balances. Applies to all PRC's in package. $5 service charge waived with $50,000 in combined deposit balances or $500,000 in consumer or mortgage loan balances. Applies to all PRC's in package.
Combined Statements Included Included Included
Online Transfers Included Included Included
My Business Checking Account Add-On $5 monthly service charge waived with eStatement enrollment on My Business account. $5 monthly service charge waived with eStatement enrollment on My Business account. $5 monthly service charge waived with eStatement enrollment on My Business account.
Initial deposit required to open the account $100 $100 $100
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Interest Rates

     
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Effect of fees may reduce earnings. This is a variable rate account; rate is subject to change without notice.

Peoples Perks Benefit Package

This value-added bundle of money-saving and personal protection services is included at no extra cost. Check out these great features:

Money Saving Benefits

  • Shopping and dining discounts from local and national retailers
  • Nationwide travel, hotel, recreation and entertainment discounts
  • Savings on prescriptions, vision and hearing aids
  • Payment card protection
  • Fraud resolution services

Personal Protection Benefits

  • Cell phone protection - up to $800 per year
  • 24-hour emergency road-side assistance
  • $2,500 personal identity protection
  • Identity theft assistance
  • **$10,000 travel accidental death insurance

Peoples Bank Debit Card

The Peoples Bank debit card provides you with unlimited ATM access at more than 24,000 MoneyPass® ATMs nationwide as well as enabling purchases anywhere that accepts Visa debit cards.
 

Online and Mobile Banking, Plus Bill Pay* Included

  • Keep track of your balances
  • Transfer funds between accounts quickly and easily
  • Pay bills in minutes, even on your smartphone
 
1Online Bill Pay service is included when you complete one or more online bill pay transactions each month. $2.50 Inactivity Fee applies during any month where no bill pay transactions are made. During the initial three months of service, Inactivity Fee is waived.

**Insurance products are not a deposit, not FDIC insured, not insured by any federal government agency and not guaranteed by the Bank.

Bank on the Go

Save time and money with online banking, bill pay and our mobile app.

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Invest for the Future

From college planning to retirement, we have the tools to help you reach your goals.

Our Services

This information is for your ZIP Code of 49048

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Essential Checking
Personal Relationship Checking Packages
Packages automatically adjust monthly to the appropriate level.
Benefits   Gold Platinum Diamond
Peoples Perks Not included Included Included Included
Monthly Service Charge $2 Waived with eStatement enrollment $5 Waived1 Applies to all PRC accounts in package Waived1 Applies to all PRC accounts in package
Minimum Daily Balance to Avoid Monthly Service Charges n/a n/a $10,000 in combined deposit balances2 or $100,000 in consumer or mortgage loan balances3 serviced by Peoples Bank $50,000 in combined deposit balances2 or $500,000 in consumer mortgage loan balances3 serviced by Peoples Bank
Combined Balance Eligible Accounts n/a Non-Retirement and non-Health Savings Accounts held by owner and excludes Peoples Investments balances Non-Retirement and non-Health Savings Accounts held by owner and excludes Peoples Investments balances Non-Retirement and non-Health Savings Accounts held by owner and excludes Peoples Investments balances
Interest Bearing No Yes - applies to all Personal Relationship Checking accounts in the package Yes - applies to all Personal Relationship Checking accounts in the package Yes - applies to all Personal Relationship Checking accounts in the package
Non-Peoples Bank and Non-MoneyPass® ATM Fees $1.50 Peoples Bank Fee; ATM owner fee may apply All accounts in package
$1.50 Peoples Bank Fee - Same Day Refund4
ATM owner fee may apply		 All accounts in package
$1.50 Peoples Bank Fee - Same Day Refund4
ATM owner fee may apply		 All accounts in package
$1.50 Peoples Bank Fee - Same Day Refund4
All PRC accounts in package
ATM owner fees - Cycle Refund5 (up to $25 per statement cycle)
International transaction fee (debit card) 1% transaction fee All accounts in package - 1% transaction fee - Same Day Refund4 All accounts in package - 1% transaction fee -
Same Day Refund4		 All accounts in package - 1% transaction fee - Same Day Refund4
Wires - Incoming Domestic Standard rate applies Standard rate applies Standard rate applies Unlimited Incoming Wires - Cycle Refund5 Applies to all PRC accounts in package
Wires - Outgoing Domestic Standard rate applies Standard rate applies Standard rate applies 1st wire free - Cycle Refund5 Applies to all PRC accounts in package; Standard rate thereafter
Regal Blue Checks Standard rate applies 1 box included per calendar year
Other styles available at discount		 1 box included per calendar year
Other styles available at discount		 1 box included per calendar year
Other styles available at discount
Cashier's Checks and Money Orders Standard rate applies Waived1 Waived1 Waived1
Home Equity Line of Credit (HELOC) Annual Fee Standard rate applies Waived1 Waived1 Waived1
Express Line of Credit Annual Fee Standard rate applies Waived1 Waived1 Waived1
Consumer Debit Card Included Included Included Included
Online, Mobile and Bill Pay6 Included Included Included Included

1Service charge will not appear on your statement.
2Calculated by adding together the average daily balance for each deposit account enrolled in the package.
3Calculated by adding together the current principal balance on the last day of the qualification cycle for each loan account enrolled in the package.
4Account Average Balance Cycle to Date must be positive for refunds to apply. Fee will appear on your statement and then a credit will appear the same business day as the transaction is processed.
5Account Average Balance Cycle to Date must be positive for refunds to apply. Fee will appear on your statement and then a credit will appear on the last day of the Statement Cycle.
6Online Bill Pay service is included when you complete one or more online bill pay transactions each month. $2.50 Inactivity Fee applies during any month where no bill pay transactions are made. During the initial three months of service, Inactivity Fee is waived.

Refer to our Miscellaneous Fee Schedule for complete details and fee information.