Teen Access Checking and Youth Savings

Teen Access Checking

Our Teen Access Checking is designed for youth age 13 to 19 looking for their first spending account. The account includes all the essential services a teen will need, such the Teen Access Debit Card, Online and Mobile Banking, or Zelle®. There are no monthly service charges, no minimum balance requirements, no check writing and no overdraft coverage. A simple, straightforward checking solution that helps your teen learn to manage their spending.

Youth Savings

Building healthy money habits and setting savings goals starts here! Youth Savings is designed for children and teens 19 and under and teaches that even small savings, over time, can add up. No monthly fees, no minimum balances, and a great rate on the first $1,000 to boost your first savings.

Features	Teen Access Checking	Youth Savings
Minimum to Open	$50	$50
Minimum Balance Required	None	None
Monthly Service Charge	None	None
Paper Statement Fee	$2  Service charge waived with enrollment in eStatements.	None
Debit Card	✔	n/a
Earns Interest	No	Yes. Earn our best rate on your first $1,000. See rates below for additional tiers.
Online Banking, Mobile Banking and Bill Pay	✔	✔
Age Requirement1	13-19	19 and younger
Automatic Conversion	Converts to Essential Checking at age 20	Converts to Personal Savings at age 20
Visit your local branch to get started	Find a BranchRetionship Checking

Youth Savings Rates

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Refer to our Personal Fee Schedule and other disclosures for complete details and fee information.
¹ Requires a joint owner over 18 years of age