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Your deposits are FDIC insured.

The standard FDIC insurance amount has been permanently increased to $250,000 per depositor.

Basic FDIC Deposit Insurance Coverage Limits
  • Single Accounts (owned by one person) $250,000 per owner
  • Joint Accounts (two or more persons) $250,000 per co-owner
  • IRAs and certain other retirement accounts $250,000 per owner
  • Trust Accounts $250,000 per owner per beneficiary subject to specific limitations and requirements
  • Corporation, Partnership and Unincorporated Association Accounts $250,000 per corporation, partnership or unincorporated association
  • Employee Benefit Plan Accounts $250,000 for the non-contingent, ascertainable interest of each participant
  • Government Accounts $250,000 per official custodian

Ask your Peoples Bank new accounts representative how to maximize your FDIC coverage.