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VA Loan Program Peoples Bank

Veterans Affairs (VA) Mortgage Loan

Helping Veterans and service members become homeowners.

Peoples Bank is pleased to offer VA loan options to military Veterans and currently-active military personnel, with VA loan eligibility. Let us help you buy or refinance your dream home.

Apply Now!


  • No down payment required for loan amounts up to $726,200* (higher loan amounts available in King and Snohomish counties).
  • Loan amounts up to $1,000,000 with minimal down payment required.
  • VA Funding Fee may be financed into the loan amount.
  • Refinance options allow for minimal equity in the subject property.
  • No monthly mortgage insurance.
  • Zero closing cost options available.
  • Closing costs may be paid by the seller.

The Peoples Bank Difference

Whether you’re in the market to buy your first home, dream home or vacation home, our goal is simple – let’s make it work.

There are countless reasons to choose Peoples Bank for your home loan – from local loan decisions and on-time closings to great rates and fair terms, but we think the best reasons are our people. Our best-in-the-business team of loan professionals is ready to assist you every step of the way.


Questions? We’re here to help!

Email us or call (800) 584-8859

Subject to credit approval. All VA loans are subject to veteran's available VA entitlement. VA Certificate of Eligibility required to determine amount of entitlement available. Hazard insurance on the subject property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance. 

Apply Online

Apply online with Express Mortgage powered by Peoples Bank. It’s easy and you’ll have a decision faster than you’d expect.

Apply Online

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Contact a home loan specialist today for information on rates and the type of loan best suited for your needs.

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5 Star RatingPeoples Bank is rated 5-Stars by Bauer
Rating as of October 2023