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Peoples Bank has a construction loan for you

Build a Home

Local Help. Local Decisions.

Get your project off to a great start – and finish, at Peoples Bank. Whether you're working with a contractor to build your dream home or want to take advantage of our owner-builder program, we have the construction loan for you. We make financing your home easy, so you can focus on what's really important. Bamboo or hardwood? Black or stainless?

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Find the Right Loan for You

Construction Loans 

At Peoples Bank, we want to help you build your home. We combine construction and permanent financing in a single loan with both fixed and adjustable rate options available.

Jumbo Loans 

A jumbo loan offers the ability for a qualified borrower to receive a much larger sum than is typically allowed. Access significant funds with a single mortgage.

HomeStyle Renovation 

Our renovation loan program lets you buy a home and repair or improve it with just one loan.

Land/Lot Loans 

The perfect home starts with the perfect lot. Let Peoples Bank take care of your lot and land financing. 

The Peoples Bank Difference

When you’re in the market to build a home, our goal is simple – let’s make it work.

Why choose Peoples Bank for your next construction project? We can help throughout the entire process, from lot and land financing to construction, our home loan specialists will be there to help you every step of the way. There are countless reasons to choose Peoples Bank for your next build – from local loan decisions and on-time closings to great rates and fair terms, but we think the best reasons are our People. Let's build something together.


Questions? We’re here to help!

Email us or call (800) 584-8859

Subject to credit approval. Available on non-owner and owner-occupied, 1-4 family residences. Hazard insurance on the subject property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance. Additional underwriting may apply for FHA loans.

Get Started

Apply online and we’ll take it from there.

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Find a Home Loan Specialist

Contact a home loan specialist today for information on rates and the type of loan best suited for your needs.

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Things to Consider Before you Apply

Planning to apply for your mortgage is key, click the button below for more information

Mortgage Application Tips

Calculate Scenarios

How much would my monthly payment be? Figure out everything you need to know with our online calculators.


Complimentary Mortgage Review

Is now the right time for a refinance? Depending on the reason it just might be. Our local home loan specialists are ready to help you - every step of the way. Find what is right for you with a complimentary mortgage review.

Schedule Review

Home Equity Loans

Remodel, repair or fund a large expense with a Home Equity Loan from Peoples Bank. 

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5 Star RatingPeoples Bank is rated 5-Stars by Bauer
Rating as of October 2023