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800.584.8859Routing Number: 125104425

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    Business Analysis Checking

    This account is best for businesses with higher cash handling and transaction volumes, utilizing our Treasury Management services like ACH Origination, Positive Pay, Remote Deposit Capture, and more. The monthly service charge, as well as other transaction fees, may be reduced or eliminated by the Earnings Credit, which may be applied to fees on the account.

     

    Business Analysis Checking
    Minimum to Open $50
    Monthly Service Charge $12
    Earnings Credit Rate Variable
    Cash Deposited $0.08 per $100
    Debits/Checks Paid $0.12 per Debit/Check
    ACH $0.15 per ACH Debit/Credit
    Items Deposited $0.08 per Deposited Item
    Per Deposit $0.20 per Deposit
    Business Debit Card ✔
    Online & Mobile Banking
    with Business Manager    		 ✔
    Bill Pay ✔

    Benefits and Features

    • Work one-on-one with a dedicated, local Treasury Management professional.
    • Stay connected to your business through Business Online Banking or via our mobile apps.
    • Transfer funds between accounts quickly and easily.
    • Pay bills in minutes, even on your smartphone.
    • Access your funds 24/7 and make purchases at millions of locations that accept Visa® with Peoples Bank Business Debit Card.
    • Unlimited ATM access at more than 40,000 MoneyPass® ATMs nationwide.

    Other Services You May Wish To Consider

    Business Savings or Money Market: The perfect companions to help grow your business.

    Business Credit Cards: From flexible cash rewards to expense management tools, our Visa® Business Credit Cards are packed with many features to help you manage cash flow. Select the card that's right for you today.
    Refer to our Business Fee Schedule and disclosures for complete details and fee information.   

    Open Your Account

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    Business Online Banking

    Managing your business finances just got easier. With Business Manager, financial control is at your fingertips.

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    Compare Business Checking Accounts

    Features My Business Business
    Essentials    		 Business Relationship Checking Community
    Business    		 Business Analysis Checking
    Minimum to Open $50 $50 $50 $50 $50
    Monthly Service Charge $51 $102 $15 n/a $12
    Minimum Balance to Avoid Monthly Service Charge $0 $1,500 $15,000 in daily deposit balance3 or
    $30,000 in combined & linked deposit balances4 or
    $250,000 in combined & linked commercial loan balances5    		 n/a n/a
    Debits/Checks Paid, ACH Debits & Credits, Deposited Items Includes first 50 combined
    items per month,
    then $0.38 per item    		 Includes first 200 combined
    items per month,
    then $0.38 per item    		 Includes first 400 combined
    items per month,
    then $0.38 per item    		 n/a $0.12 per debit/check
    $0.15 per ACH
    $0.08 per deposited item
    Cash Deposited Includes first $1,000 per month, then $0.08 per $100 Includes first $5,000 per month, then $0.08 per $100 Includes first $10,000 per month, then $0.08 per $100 Includes first $10,000 per month, then $0.08 per $100 $0.08 per $100
    Interest Bearing No No No No No
    Per Deposit Fee n/a n/a n/a n/a $0.20 per deposit
    Relationship Benefits
    X
    X
    • Waive the monthly service charge on up to five Business Essentials Checking when linked to this account and the combined balance requirement is met4
    X
    • Earnings Credit Rate on deposit balances may offset fees
    Business Debit Card ✔
     
    		✔ ✔
    • Unlimited ATM access at more than 40,000 MoneyPass® ATMs nationwide
    • Non-Peoples Bank & Non-MoneyPass® ATM fee refunds - up to $25 per month7
    • Refunds for international transaction fees8
    		 ✔ ✔
    Online & Mobile Access ✔ ✔ ✔ ✔ ✔
    Bill Pay6 ✔ ✔ ✔ ✔ ✔

    Annual Percentage Yield (APY) on all business checking accounts is subject to change.
    1 Monthly service charge is waived with eStatement enrollment.
    2 Monthly service charge is assessed if your daily account balance falls below the minimum balance at any time during the statement cycle.
    3 Uses average daily balance in primary account.
    4 Calculated by adding together the average daily balance for each combined & linked eligible deposit account.
    5 Calculated by adding together the current principal balance on the last day of the qualification cycle for each combined & linked eligible loan account.
    6 First 10 payments included, then $0.65 for each additional payment.
    7Month End Refund. Fee will appear on your statement and then a credit will appear on the last day of the Statement Cycle. Account Average Ledger Balance Cycle to Date must be positive for refunds to apply.
    8Same Day Refund. Fee will appear on your statement and then a credit will appear the same business day as the transaction is processed. Account Average Ledger Balance Cycle to Date must be positive for refunds to apply.

    5 Star RatingPeoples Bank is rated 5-Stars by Bauer
    Rating as of April 2024     | bauerfinancial.com