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800.584.8859Routing Number: 125104425

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    Business Analysis Checking

    This account is best for businesses with higher cash handling and transaction volumes, utilizing our Treasury Management services like ACH Origination, Positive Pay, Remote Deposit Capture, and more. The monthly service charge, as well as other transaction fees, may be reduced or eliminated by the Earnings Credit, which may be applied to fees on the account.

     

    Business Analysis Checking
    Minimum Opening Balance $50
    Monthly Service Charge $12
    Earnings Credit Rate Variable
    Cash Deposited $0.08 per $100
    Debits/Checks Paid $0.12 per Debit/Check
    ACH $0.15 per ACH Debit/Credit
    Items Deposited $0.08 per Deposited Item
    Per Deposit $0.20 per Deposit
    Business Debit Card ✔
    Online & Mobile Banking
    with Business Manager    		 ✔
    Bill Pay ✔

    Benefits and Features

    • Work one-on-one with a dedicated, local Treasury Management professional.
    • Stay connected to your business through Business Online Banking or via our mobile apps.
    • Transfer funds between accounts quickly and easily.
    • Pay bills in minutes, even on your smartphone.
    • Access your funds 24/7 and make purchases at millions of locations that accept Visa® with Peoples Bank Business Debit Card.
    • Unlimited ATM access at more than 40,000 MoneyPass® ATMs nationwide.

    Other Services You May Wish To Consider

    Business Savings or Money Market: The perfect companions to help grow your business.

    Business Credit Cards: From flexible cash rewards to expense management tools, our Visa® Business Credit Cards are packed with many features to help you manage cash flow. Select the card that's right for you today.
    Refer to our Business Fee Schedule and disclosures for complete details and fee information.   

    Open Your Account

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    Business Online Banking

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    Compare Business Checking Accounts

    Features My Business Business
    Essentials    		 Business Relationship Checking Community
    Business    		 Business Analysis Checking
    Minimum opening balance $50 $50 $50 $50 $50
    Monthly service charge $51 $102 $15 n/a $12
    Minimum daily balance to avoid monthly service charge n/a $1,500 $15,000 in daily deposit balance3 or
    $30,000 in combined deposit balances4 or
    $250,000 in combined commercial loan balances5    		 n/a n/a
    Debits/checks paid, ACH, Items deposited First 50 combined
    items included,
    then $0.38 per item    		 First 200 combined
    items included,
    then $0.38 per item    		 First 400 combined
    items included,
    then $0.38 per item    		 n/a $0.12 per debit/check
    $0.15 per ACH
    $0.08 per deposited item
    Cash deposited First $1,000 included,
    then $0.08 per $100    		 First $5,000 included,
    then $0.08 per $100    		 First $10,000
    included,
    then $0.08 per $100    		 First $10,000
    included, then $0.08 per $100    		 $0.08 per $100
    Interest bearing No No No No No
    Per deposit fee n/a n/a n/a n/a $0.20 per deposit
    Other features & benefits
    • Unlimited free ATM access through over 40,000 MoneyPass® ATMs nationwide
    • Waive the monthly service charge on up to five Business Essentials Checking when linked to this account and the combined balance requirement is met.
    • Same-day refunds6 on non-Peoples Bank and non-MoneyPass® ATM fees
    • Same-day refunds6 on international transaction fees
    • Unlimited free ATM access through over 40,000 MoneyPass® ATMs nationwide
    • Earnings Credit Rate on deposit balances may offset fees
    Business debit card ✔ ✔ ✔ ✔ ✔
    Online & Mobile Access ✔ ✔ ✔ ✔ ✔
    Bill Pay7 ✔ ✔ ✔ ✔ ✔

    Annual Percentage Yield (APY) on all business checking accounts is subject to change.
    1 Monthly service charge is waived with eStatement enrollment.
    2 Monthly service charge is assessed if your daily account balance falls below the minimum balance at any time during the statement cycle.
    3 Uses average daily balance in primary account.
    4 Calculated by adding together the average daily balance for each deposit account enrolled in the package.
    5 Calculated by adding together the current principal balance on the last day of the qualification cycle for each loan account enrolled in the package.
    6 Account average ledger balance cycle to date must be positive for refunds to apply. Fee will appear on your statement and then a credit will appear the same business day the transaction processed.
    7     $5.95/month for first 10 payments; then $0.45 for each additional payment

    5 Star RatingPeoples Bank is rated 5-Stars by Bauer
    Rating as of June 2023     | bauerfinancial.com