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Business Checking Accounts

A variety of business checking accounts that are perfect for businesses of all sizes.

Peoples Bank offers an assortment of business bank accounts to help your growing business. Our business banking team is here to understand your business and provide solutions to help you succeed. Schedule an appointment with a member of our team today.

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Compare Business Checking Accounts

Features My Business Business
Essentials
Business Relationship Checking Community
Business
Business Analysis Checking
Minimum to Open $50 $50 $50 $50 $50
Monthly Service Charge $51 $102 $15 n/a $12
Minimum Balance to Avoid Monthly Service Charge $0 $1,500 $15,000 in daily deposit balanceor
$30,000 in combined & linked deposit balances4 or
$250,000 in combined & linked commercial loan balances5
n/a n/a
Debits/Checks Paid, ACH Debits & Credits, Deposited Items Includes first 50 combined
items per month,
then $0.38 per item
Includes first 200 combined
items per month,
then $0.38 per item
Includes first 400 combined
items per month,
then $0.38 per item
n/a $0.12 per debit/check
$0.15 per ACH
$0.08 per deposited item
Cash Deposited Includes first $1,000 per month, then $0.08 per $100 Includes first $5,000 per month, then $0.08 per $100 Includes first $10,000 per month, then $0.08 per $100 Includes first $10,000 per month, then $0.08 per $100 $0.08 per $100
Interest Bearing No No No No No
Per Deposit Fee n/a n/a n/a n/a $0.20 per deposit
Relationship Benefits
X
X
  • Waive the monthly service charge on up to five Business Essentials Checking when linked to this account and the combined balance requirement is met4
X
  • Earnings Credit Rate on deposit balances may offset fees
Business Debit Card
 
  • Unlimited ATM access at more than 40,000 MoneyPass® ATMs nationwide
  • Non-Peoples Bank & Non-MoneyPass® ATM fee refunds - up to $25 per month7
  • Refunds for international transaction fees8
Online & Mobile Access
Bill Pay6

Annual Percentage Yield (APY) on all business checking accounts is subject to change.
Monthly service charge is waived with eStatement enrollment.
Monthly service charge is assessed if your daily account balance falls below the minimum balance at any time during the statement cycle.
Uses average daily balance in primary account.
Calculated by adding together the average daily balance for each combined & linked eligible deposit account.
Calculated by adding together the current principal balance on the last day of the qualification cycle for each combined & linked eligible loan account.
First 10 payments included, then $0.65 for each additional payment.
7Month End Refund. Fee will appear on your statement and then a credit will appear on the last day of the Statement Cycle. Account Average Ledger Balance Cycle to Date must be positive for refunds to apply.
8Same Day Refund. Fee will appear on your statement and then a credit will appear the same business day as the transaction is processed. Account Average Ledger Balance Cycle to Date must be positive for refunds to apply.

5 Star RatingPeoples Bank is rated 5-Stars by Bauer
Rating as of March 2024
| bauerfinancial.com