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Buy a Home

Local Help. Local Decisions.

When you're ready to make a move, partner with Peoples Bank and find out what we mean by "best-in-the-business." Our trusted home loan specialists will find the home loan that is right for you so you can turn your dream home into a reality.

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Find the Right Loan for You

Fixed & Adjustable-Rate Loans 

We offer both fixed-rate and adjustable-rate loans. Our home loan specialists can help you decide which home loan option is best. 

Jumbo Loans 

A jumbo loan offers the ability for a qualified borrower to receive a much larger sum than is typically allowed. Access significant funds with a single mortgage.

FHA Loans 

An FHA mortgage can help low to moderate income borrowers through flexible qualifying guidelines. It's a fast and cost-effective way to buy a home. 

VA Loans 

We are pleased to offer VA loan options to veterans of the United States military. Options include exceptional pricing and low down payments.

Bridge Loans 

A Peoples Bank bridge loan allows you to make an offer on a new home that is not contingent on the sale of your current home.

Physician Loan Program 

Our physician loan program requires little money down, and student loans may not be considered in the debt-to-income ratios.


The Peoples Bank Difference

Whether you’re in the market to buy your first home, dream home or vacation home, our goal is simple – let’s make it work.

Why choose Peoples Bank for your home loan? There are countless reasons to choose Peoples Bank for your home loan – from local loan decisions and on-time closings to great rates and fair terms, but we think the best reasons are our People. Our best-in-the-business team of loan professionals is ready to assist you every step of the way.

 

Questions? We’re here to help!

Email us or call (800) 584-8859

Click here for a listing of Peoples Bank Registered (NMLS) Mortgage Professionals.

Subject to credit approval. Available on non-owner and owner-occupied, 1-4 family residences. Hazard insurance on the subject property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance. Additional underwriting may apply for FHA loans.

Apply Online

It’s easy and you’ll have a decision faster than you’d expect.

Apply Online

Find a Home Loan Specialist

Contact a home loan specialist today for information on rates and the type of loan best suited for your needs.

Find a home loan specialist

Calculate Scenarios

Should I buy a home or rent? How much would my monthly payment be? Our calculators can help you decide.

Calculate

Home Equity Loans

Remodel, repair or fund a large expense with a Home Equity Loan from Peoples Bank. 

Learn more