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Current Rates

View today's current home loan rates and apply for a loan online, or speak with one of our home loan specialists to determine which loan is right for you.

Mortgage Purchase Rates

Type Rate Points APR
30 Year Fixed Rate 6.750% 0.749% 6.892%
15 Year Fixed Rate 5.750% 0.828% 5.982%

Effective date: 3/21/2023

Rates, terms and fees are subject to change without notice. Subject to credit approval. Available on non-owner and owner-occupied, 1-4 family residences. Hazard insurance on the subject property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance. Additional underwriting may apply for FHA loans.


Mortgage Refinance Rates

Type Rate Points APR
30 Year Fixed Rate 7.000% 0.772% 7.148%
15 Year Fixed Rate 5.875% 0.914% 6.122%

Effective date: 3/21/2023

Rates, terms and fees are subject to change without notice. Subject to credit approval. Available on non-owner and owner-occupied, 1-4 family residences. Hazard insurance on the subject property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance. Additional underwriting may apply for FHA loans.


30 Year Fixed Rate

A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today. By choosing a 30 year fixed rate loan, you will have the lowest monthly payment of all the fixed loans we offer.

15 Year Fixed Rate

Choose a 15 year fixed rate loan if you're comfortable with a higher payment and you will have the benefit of substantial interest savings.


 

Questions? We’re here to help!

Email us or call (800) 584-8859

Apply Online

Apply online with Express Mortgage powered by Peoples Bank. It’s easy and you’ll have a decision faster than you’d expect.

Apply Online

Find a Home Loan Specialist

Contact a home loan specialist today for information on rates and the type of loan best suited for your needs.

Find a home loan specialist

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5 Star RatingPeoples Bank is rated 5-Stars by Bauer
Rating as of March 2023
| bauerfinancial.com