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Current Rates

View today's current loan rates and apply for a loan online, or speak with one of our home loan specialists to determine which loan is right for you.

Mortgage Rates

Type Rate Points APR
30 Year Fixed Rate 3.750% 0.087% 3.826%
15 Year Fixed Rate 3.250% 0.022% 3.371%
FHA 30 Year Fixed Rate 3.250% 0.061% 3.321%

Effective Date: 1/16/2020

30 Year Fixed Rate

A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today. By choosing a 30 year fixed rate loan, you will have the lowest monthly payment of all the fixed loans we offer.

15 Year Fixed Rate

Choose a 15 year fixed rate loan if you're comfortable with a higher payment and you will have the benefit of substantial interest savings.

FHA 30 Year Fixed Rate

FHA mortgages are designed to provide low down payment financing and are a great option to consider if you are trying to finance a new home with as little cash as possible.

Peoples Bank Registered (NMLS) Mortgage Professionals »

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Rates, terms and fees are subject to change without notice. Subject to credit approval. Available on non-owner and owner-occupied, 1-4 family residences. Hazard insurance on the subject property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance. Additional underwriting may apply for FHA loans.

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