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Current Rates

View today's current home loan rates and apply for a loan online, or speak with one of our home loan specialists to determine which loan is right for you.

Mortgage Purchase Rates

Type Rate Points APR
30 Year Fixed Rate 3.000% 0.360% 3.092%
15 Year Fixed Rate 2.500% 0.484% 2.681%

Effective Date: 5/28/2020


Mortgage Refinance Rates

Type Rate Points APR
30 Year Fixed Rate 3.250% 0.092% 3.322%
15 Year Fixed Rate 2.625% 0.349% 2.788%

Effective Date: 5/28/2020


30 Year Fixed Rate

A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular loan options today. By choosing a 30 year fixed rate loan, you will have the lowest monthly payment of all the fixed loans we offer.

15 Year Fixed Rate

Choose a 15 year fixed rate loan if you're comfortable with a higher payment and you will have the benefit of substantial interest savings.


Peoples Bank Registered (NMLS) Mortgage Professionals »

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Rates, terms and fees are subject to change without notice. Subject to credit approval. Available on non-owner and owner-occupied, 1-4 family residences. Hazard insurance on the subject property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance. Additional underwriting may apply for FHA loans.

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