Introducing Chip Technology for Peoples Bank
Peoples Bank Visa® Debit Cards now have built-in chip technology.
These new cards are not only more secure – they’re also easy to use.
Receive enhanced security.
When you use your new EMV card at a chip-activated terminal, the embedded chip generates a one-time use code that is virtually impossible to counterfeit and helps reduce fraud.
No matter how you pay, you're protected against unauthorized use with Visa's Zero Liability Policy*.
Enjoy global acceptance.
More merchants are accepting chip transactions each day. Whether you check out by swiping your card or use chip technology, you can pay with confidence wherever Visa debit and credit cards are accepted. Plus, continue to use your card online and by phone with enhanced security.
Have more questions? Check out our EMV FAQ.
Chip terminals
Chip-activated terminals are coming to U.S. retailers late 2015. If a merchant cannot accept chip transactions, simply swipe your card to pay as you have done in the past.
Fraud Protections to Debit Card Fraud Monitoring
To help secure your card from fraudulent and unauthorized activity, access to your Visa Debit Card can be restricted from use in certain high-risk locations or merchants. To further protect you, you may receive phone calls, texts and/or emails asking you to confirm if suspicious purchases are valid or not. We will ONLY ask you to verify if you made the purchase(s) or not. We will not ask for account number or personal information over text and/or email. Keeping you protected and reducing fraud is important to us.
*Visa's Zero Liability Policy covers U.S.-issued cards and does not apply to certain commercial card transactions or any transactions not processed by Visa. You must notify Peoples Bank of any unauthorized use. For specific restrictions, limitations and other details, please call Peoples Bank.