Buy a Home

Local Help. Local Decisions.

Time to buy a home? We can help. The combination of abundant home inventories and historically low rates, make right now one of the best times to be a homebuyer. Partner with a Peoples Bank loan officer and find out what we mean by "best-in-the-business".

 

Today's Purchase Rates

  Rate Points APR Payment  
15-Year 20% Down 3.500% 0.000% 3.500% $1,787 Details >
30-Year 20% Down 4.125% 0.000% 4.156% $1,212 Details >
30-Year FHA 3.5% Down 3.500% 0.000% 4.534% $1,298 Details >
5/1 ARM 20% Down 3.750% 0.000% 3.657% $1,158 Details >

Payments displayed do not include property taxes and insurance. Actual monthly payment may be higher. Sample rates displayed above are effective 12/02/2016. Rates are updated once daily and may change throughout the day. Contact a Loan Officer for a custom quote.

Refinance Rates »

 

The Peoples Bank Difference

Whether you’re in the market to buy your first home, to build or to refinance, our goal is simple – let’s make it work.

At Peoples, we have been serving the needs of home loan customers for over 90 years. Why choose Peoples for your home loan? There are countless reasons to choose Peoples Bank for your home loan – from local loan decisions and on-time closings to great rates and fair terms, but we think the best reasons are our People. Our best-in-the-business team of loan professionals is ready to assist you every step of the way.

 

Download the Peoples Bank Home Loan Guide – the one-stop resource for do-it-yourself homebuyers looking to get educated.

This getting started guide includes helpful information like:

  • What documentation you’ll need to get approved
  • An overview of the mortgage loan process
  • A listing of today’s most attractive loan products.

 

Peoples Bank Registered (NMLS) Mortgage Professionals »

 

Questions? We’re here to help!

Email us or call (800) 584-8859

Please be aware that rates and fees are subject to change without notice. A borrower’s rates and fees are subject to adjustments based upon specific borrower qualifications and collateral considerations. Rates above are subject to loan approval and based on 740 credit score, 40.00% Debt to Income Ratio, $250,000 Loan Amount, and a 45-Day Lock. Payments displayed do not include taxes or insurance. 5/1 ARM rate and payment can increase after 5 year fixed period. Sample rates are not updated on weekends or holidays.

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