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Buy a Home

Local Help. Local Decisions.

Time to buy a home? We can help. Low inventories and short listing times can make purchasing a home challenging, however, historically low interest rates make right now one of the best times to be a homebuyer. Partner with a Peoples Bank loan officer and find out what we mean by "best-in-the-business".


Today's Purchase Rates

  Rate Points APR Payment  
15-Year 20% Down 4.250% 0.000% 4.262% $1,881 Details >
30-Year 20% Down 4.625% 0.000% 4.654% $1,285 Details >
30-Year FHA 3.5% Down 4.125% 0.000% 5.142% $1,387 Details >
5/1 ARM 20% Down 4.625% 0.000% 4.905% $1,285 Details >

Payments displayed do not include property taxes and insurance. Actual monthly payment may be higher. Sample rates displayed above are effective 02/14/2019. Rates are updated once daily and may change throughout the day. Contact a Loan Officer for a custom quote.

Refinance Rates »

Peoples Bank Registered (NMLS) Mortgage Professionals »


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Please be aware that rates and fees are subject to change without notice. A borrower’s rates and fees are subject to adjustments based upon specific borrower qualifications and collateral considerations. Rates above are subject to loan approval and based on 740 credit score, 40.00% Debt to Income Ratio, $250,000 Loan Amount, and a 45-Day Lock. Payments displayed do not include taxes or insurance. 5/1 ARM rate and payment can increase after 5 year fixed period. Sample rates are not updated on weekends or holidays.

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