Buy a Home

Local Help. Local Decisions.

Time to buy a home? We can help. Low inventories and short listing times can make purchasing a home challenging, however, historically low interest rates make right now one of the best times to be a homebuyer. Partner with a Peoples Bank loan officer and find out what we mean by "best-in-the-business".


Today's Purchase Rates

  Rate Points APR Payment  
15-Year 20% Down 3.500% 0.000% 3.542% $1,787 Details >
30-Year 20% Down 4.250% 0.000% 4.264% $1,230 Details >
30-Year FHA 3.5% Down 3.625% 0.000% 4.658% $1,315 Details >
5/1 ARM 20% Down 3.625% 0.000% 3.603% $1,140 Details >

Payments displayed do not include property taxes and insurance. Actual monthly payment may be higher. Sample rates displayed above are effective 03/24/2017. Rates are updated once daily and may change throughout the day. Contact a Loan Officer for a custom quote.

Refinance Rates »


The Peoples Bank Difference

Whether you’re in the market to buy your first home, to build or to refinance, our goal is simple – let’s make it work.

Why choose Peoples for your home loan? There are countless reasons to choose Peoples Bank for your home loan – from local loan decisions and on-time closings to great rates and fair terms, but we think the best reasons are our People. Our best-in-the-business team of loan professionals is ready to assist you every step of the way.


Download the Peoples Bank Home Loan Guide – the one-stop resource for do-it-yourself homebuyers looking to get educated.

This getting started guide includes helpful information like:

  • What documentation you’ll need to get approved
  • An overview of the mortgage loan process
  • A listing of today’s most attractive loan products.


Peoples Bank Registered (NMLS) Mortgage Professionals »


Questions? We’re here to help!

Email us or call (800) 584-8859

Please be aware that rates and fees are subject to change without notice. A borrower’s rates and fees are subject to adjustments based upon specific borrower qualifications and collateral considerations. Rates above are subject to loan approval and based on 740 credit score, 40.00% Debt to Income Ratio, $250,000 Loan Amount, and a 45-Day Lock. Payments displayed do not include taxes or insurance. 5/1 ARM rate and payment can increase after 5 year fixed period. Sample rates are not updated on weekends or holidays.

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Figure out everything from how much home you can afford, to whether it’s time to refinance.