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Buy a home or refinance, the simple way

Fast, powerful, and completely online. Get started now with Express Mortgage powered by Peoples Bank! Apply online or work with one of our home loan specialists. We have been serving Western Washington for over 100 years. Apply today and work with a local lender.
 


 

 

"Everything flowed easily, applying for a mortgage seemed daunting, but it took less than 30 minutes to complete this application."


"Kari, the local Express Mortgage loan officer, was great to work with; kind, funny, responsive, and direct. She was a great communicator and managed the various parts of the rate-lock/underwriting/closing effortlessly. The financing was the least stressful part of my entire home purchase process, due entirely to Kari."


Mortgage Refinance Rates

Type Rate Points APR
30 Year Fixed Rate 3.000% 0.192% 3.066%
15 Year Fixed Rate 2.375% 0.147% 2.485%

Effective date: 8/5/2021

Rates, terms and fees are subject to change without notice. Subject to credit approval. Available on non-owner and owner-occupied, 1-4 family residences. Hazard insurance on the subject property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance. Additional underwriting may apply for FHA loans.


Mortgage Purchase Rates

Type Rate Points APR
30 Year Fixed Rate 2.75% 0.441% 2.834%
15 Year Fixed Rate 2.125% 0.456% 2.277%

Effective date: 8/5/2021

Rates, terms and fees are subject to change without notice. Subject to credit approval. Available on non-owner and owner-occupied, 1-4 family residences. Hazard insurance on the subject property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance. Additional underwriting may apply for FHA loans.


                                               

           17,000+ Loans Funded                     Serving Washington Communities for 100 Years            $4.5+ Billion in Funding

Express Mortgage Online Application

Apply now. It’s easy and you’ll have a decision faster than you’d expect.

Apply Now

Contact Us

Our Team is Available:

  • Mon - Fri: 8 am to 5 pm
  • (877) 271-1535
  • Email Us

How Much Can I Afford?

We'll give you an idea of future mortgage payments, and provide a road map towards homeownership. 

Schedule Consultation

What's the Cost of a Refi?

With mortgage rates still at historic lows, see how much you can save with a complimentary mortgage review.

Schedule Review

Calculate Scenarios

Figure out everything from how much you could save by consolidating debt to whether it's time to refinance.

Mortgage Calculator Refinance Calculator

The Right Loan for You

We offer both fixed-rate and adjustable-rate loans. Our home loan specialists will find the home loan that is right for you. Choose from:

  • FHA Loans
  • VA Loans
  • Jumbo Loans
  • Bridge Loans
  • Physician Loans
  • HomeStyle Renovation Loans