Your refinance made easy.

With mortgage refi rates still at historic lows, many homeowners have found that a refinance translates to significant monthly savings. Low rates, expert loan professionals, and local loan decisions make a Peoples Bank refi easy – as it should be.


Today's Refinance Rates

  Rate Points APR Payment  
10-Year 3.500% 0.000% 3.508% $2,472 Details >
15-Year 3.500% 0.000% 3.542% $1,787 Details >
30-Year 4.250% 0.000% 4.250% $1,230 Details >
5/1 ARM 3.500% 0.000% 3.565% $1,123 Details >

Payments displayed do not include property taxes and insurance. Actual monthly payment may be higher. Sample rates displayed above are effective 03/24/2017. Rates are updated once daily and may change throughout the day. Contact a Loan Officer for a custom quote.

Purchase Rates »


The Peoples Bank Difference

Whether you’re in the market to buy your first home, to build or to refinance, our goal is simple – let’s make it work.

At Peoples, we have been serving the needs of home loan customers for over 90 years. Why choose Peoples for your home loan? There are countless reasons to choose Peoples Bank for your home loan – from local loan decisions and on-time closings to great rates and fair terms, but we think the best reasons are our People. Our best-in-the-business team of loan professionals is ready to assist you every step of the way.

Download the Peoples Bank Home Loan Guide - the one-stop resource for do-it-yourself homebuyers looking to get educated. This getting started guide includes helpful information like: what documentation you’ll need to get approved, an overview of the mortgage loan process and a listing of today’s most attractive loan products.


Questions? We’re here to help!

Email us or call (800) 584-8859

Click here for a listing of Peoples Bank Registered (NMLS) Mortgage Professionals.

Please be aware that rates and fees are subject to change without notice. A borrower’s rates and fees are subject to adjustments based upon specific borrower qualifications and collateral considerations. Rates above are subject to loan approval and based on 740 credit score, 40.00% Debt to Income Ratio, $250,000 Loan Amount, and a 45-Day Lock. Payments displayed do not include taxes or insurance. 5/1 ARM rate and payment can increase after 5 year fixed period. Sample rates are not updated on weekends or holidays.

Start my Refi

Apply online and we’ll take it from there.

Start Here

Ask an Expert

Our experienced loan representatives are your guide to the financing process.

Find your rep

Calculate Scenarios

Figure out everything from how much home you can afford, to whether it’s time to refinance.