Partner Banking Home Loans
Employee Discount Program
You are eligible for a $750 closing cost credit just because you work at one of our partner companies! Learn more below.
Welcome home.
Welcome to Peoples.
Whether you are buying your first home, your next home, or building your dream home, we can help. Our local, professional home loan specialists are available to assist you from start to finish. They will discuss in detail everything you need to know before buying a home.
Benefits & Conditions
- Borrower must be employed with an eligible partner company when the loan closes.
- Purchase or construction loans only.
- Property required to be a primary residence located in WA state.
- Closing cost credit of $750.00.
Loan Programs
- Fixed & Adjustable Rate Conventional Loans
-
Low & No Down Payment Options, Including:
- Washington State Housing Finance Commission Program
- FHA
- USDA
- VA
- Custom Construction
- Closing cost credit of $750.00.
If you have any additional questions or would like to meet with a home loan specialist to discuss your options, click below:
Mortgage Purchase Rates
Mortgage Type1 | Points2 | Rate | APR3 | Sample Payment |
---|---|---|---|---|
15 Year Fixed Rate | 1.000% | 6.000% | 6.255% | $3,797.00 |
30 Year Fixed Rate | 0.750% | 6.875% | 7.014% | $2,956.00 |
Last Updated On: January 19, 2025
Disclosures
1A fixed rate mortgage provides you with the security of a monthly payment that doesn’t change. Fixed rate loans are one of the most popular options today.
2Discount points are additional funds paid at closing to reduce your interest rate.
3The Annual Percentage Rate (APR) is the cost of credit over the term of the loan expressed as an annual rate.
Rates and points are subject to change without prior notice. Pricing adjustors related to property type, occupancy and other underwriting criteria may impact the APR. Monthly sample payments are based on a loan amount of $450,000, 780 or higher credit score, and a 30-day lock term. Actual payment obligation may be higher, since sample payment amount does not include property taxes, hazard insurance, or monthly mortgage insurance (if required). Stated APR assumes posted points.