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Manufactured Home Loans by Peoples Bank

Manufactured Home Loans

Affordable home financing solutions for manufactured homes.

There are numerous benefits to purchasing a manufactured home and Peoples Bank offers a variety of financing solutions, including low down payment options, to help you achieve your dreams of homeownership. Apply now and our home loan specialists will help you find the best manufactured home loan program available.

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  • Conventional Financing:
    • Primary purchase with as little as 5% down; private mortgage insurance may be required.
    • Second homes with as little as 10% down; private mortgage insurance may be required.
    • Investment properties with 20% down payment required.
  • FHA: Primary residence with as little as 3.5% down payment; annual mortgage insurance required.
  • VA: Primary purchase with as little as zero down payment required; VA funding fee may be required.
  • Maximum loan amount: agency conforming or FHA limits per county.

The Peoples Bank Difference

Whether you’re in the market to buy your first home, dream home or vacation home, our goal is simple – let’s make it work.

There are countless reasons to choose Peoples Bank for your home loan – from local loan decisions and on-time closings to great rates and fair terms, but we think the best reasons are our people. Our best-in-the-business team of loan professionals is ready to assist you every step of the way.


Questions? We’re here to help!

Email us or call (800) 584-8859

Subject to credit approval. Available for owner-occupied and investment properties. Manufactured home must be attached to a permanent foundation and classified as real property. Hazard insurance on the property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance.

Apply Online

Apply online with Express Mortgage powered by Peoples Bank. It’s easy and you’ll have a decision faster than you’d expect.

Apply Online

Find a Home Loan Specialist

Contact a home loan specialist today for information on rates and the type of loan best suited for your needs.

Find a home loan specialist

Loan Calculator

Should I buy a home or rent? How much would my monthly payment be? Our mortgage calculators can help you decide.


5 Star RatingPeoples Bank is rated 5-Stars by Bauer
Rating as of October 2023