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Peoples Security Center

Safeguards Peoples Bank employs to ensure financial privacy.

The safety and security of your online banking experience is a top priority at Peoples Bank. We use up-to-date security technology and services designed to protect you and the bank.

Online Banking Security – Peoples Bank Website

Secure Website: Peoples Online Banking is a secure website.  Secure websites are indicated by a web address that begins with "https" and has a closed padlock at the end of the web address, typically in the upper or lower-right of your web browser. If you click on the padlock you will see a security report for the site.  

Secure Transmission of Information: Encryption technology is used to transmit information between you and the Bank and ensures information remains confidential. Encryption technology, such as Secure Socket Layer (SSL), authenticates that you are communicating with Peoples Bank and scrambles transmitted information so it cannot be read by unauthorized parties. It also verifies the integrity of the data to determine if the data has been added or deleted.  If it detects any variance, the transmission is dropped.

Firewall: Peoples Bank’s computer and network systems are protected 24 hours a day by a powerful firewall that blocks unauthorized entry.

User Authentication: The Bank employs multiple layers of authentication to identify users. These methods change from time to time as new technology provides greater security and convenience and as personal devices can support it.  Fingerprint recognition, iris scans and voice recognition may all be common place tomorrow.  

User ID & Password Information: In order to access Peoples Bank Online Banking, you must establish a unique User ID and password. You will also be asked to enter a onetime security code sent via text or phone when you login from a computer that is not recognized and registered on our system.

Multifactor Authentication: Multifactor Authentication (MFA) protects bank customers by requiring multiple pieces of information to validate identity.  Requiring multiple layers of validation is much stronger than single factor authentication — which uses only one piece of information such as a password — to validate identity.

Out-Of-Band-Authentication (OOBA): OOBA is when you are authenticated through different channels.  An example is when you log in to online banking (internet channel) with both your user credentials and a one-time code sent via text (phone channel) to a phone number on file with the Bank and associated with you.

Device Authentication: The Bank authenticates your device each time your access on-line banking.  If it detects a new device, additional authentication is required.  Additional authentication is obtained by inputting a one time code sent by text or phone to the phone number on file with the Bank.  

Password Security System: To keep unauthorized individuals from accessing your account by guessing your password, we limit the number of attempts allowed to input the correct password.  If your password is entered incorrectly three times, online accounts will be “locked out” until a Peoples Bank representative is contacted for assistance at (800) 584-8859 during regular banking hours.

Last Login Information: Last login information is provided at the top of your Accounts Overview and shows the date of your last login.  Verify this date each time you log in.

Automatic Log–Off:  If you’re logged in to Peoples Online or Business Manager and do not perform any activity for 20 minutes, you will not be able to proceed until you provide credentials to log in to the system.