Michelle Borlin is a trusted Real Estate Loan Officer with Peoples Bank who believes homeownership is more than a transaction—it’s a life-changing milestone that creates stability, security, and opportunity for the future. With extensive lending experience and a highly personalized approach, Michelle helps clients move from uncertainty to confidence with clear guidance every step of the way.
Whether you’re buying your first home, upgrading, investing, or refinancing, Michelle takes the time to understand your goals and build a loan strategy tailored to your unique needs. Her focus is simple: make the lending process smooth, supportive, and achievable from application to closing.
Born in Pierce County and proudly rooted in Skagit County since 2007, Michelle brings both professional expertise and a deep understanding of the communities she serves. Since beginning her career in financial services in 2010 and joining Peoples Bank in 2015, she has built a reputation for integrity, education, exceptional service, and trusted guidance.
Michelle is especially passionate about helping clients who may not believe homeownership is possible. She takes pride in transforming what can feel overwhelming into an empowering experience—helping clients turn “someday” into “today.”
Outside of work, Michelle enjoys meaningful time with family and friends, heartfelt conversations over coffee, supporting local shops, and creating lasting memories with the people she loves most.
Her commitment to the community extends beyond lending through leadership and involvement with the Burlington Chamber of Commerce Board of Directors, Anacortes Chamber of Commerce, Skagit/Island Counties Builders Association (SICBA), and the North Puget Sound Association of Realtors (NPSAR).