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Personal Checking Options

Thank you for choosing Peoples Bank. We know you have a lot of options when considering where to bank, and we're thrilled that you've chosen us! Whatever you need, wherever life takes you, we'll always be in your corner. These products were designed to provide customers with all the essentials you need to make your banking experience easy and rewarding.

Features

Essential Checking

Personal Relationship Checking

Well suited for customers looking for: No monthly service charge and just the essential services. This account is perfect for anyone who wants a straightforward checking solution that makes doing your banking convenient and easy. Rewards you for doing more of your banking with Peoples Bank. Earn interest on your deposits and receive other valuable benefits. This account is ideal for customers carrying larger balances or those with additional account and loan relationships.
Unlimited Check Writing
Peoples Bank Visa® Debit Card
  • Unlimited ATM access at more than 40,000 MoneyPass® ATMs nationwide
  • Refunds for Peoples Bank ATM withrawal fees3,4
  • Refunds for ATM owner fees up to $25 per month2,5
  • Refunds for international transaction fees3
Online & Mobile Banking
Bill Pay
eStatements
Paper Statements $21 
Earns Interest No Yes. See checking rates below.
Additional Complimentary  Features None Complimentary:
  • Peoples Bank Checks - one box per calendar year
  • Discount on Other Style Checks
  • Cashier’s Checks
  • Incoming Domestic Wires - unlimited3
  • Outgoing Domestic Wires - one per month2
  • Personal Money Market Account when linked to checking
Minimum to Open
$50
$50
Monthly Service Charge $0 $8
Minimum balance to avoid monthly service charge  
$0
$10,000 in combined & linked deposit balances6
or
$100,000 in combined & linked consumer and mortgage loan balances7
 
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Personal Relationship Checking Rates

     
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Annual Percentage Yield (APY) is subject to change. Effect of fees and charges may reduce earnings. This is a variable-rate account; rates are subject to change without notice.

Refer to our Personal Fee Schedule and other disclosures for complete details and fee information.
1Waived for customers age 70+. All others can waive charge by enrolling in eStatements.
2Month End Refund. Fee will appear on your statement and then a credit will appear on the last day of the Statement Cycle. Account Average Ledger Balance Cycle to Date must be positive for refunds to apply.
3Same Day Refund. Fee will appear on your statement and then a credit will appear the same business day as the transaction is processed. Account Average Ledger Balance Cycle to Date must be positive for refunds to apply.
4Peoples Bank may assess a fee when utilizing a Non-Peoples Bank or Non-MoneyPass ATM.
5Includes all Non-Peoples Bank or Non-MoneyPass ATM.

6Calculated by adding together the average daily balance for each combined & linked eligible deposit account.
7Calculated by adding together the current principal balance on the last day of the qualification cycle for each combined & linked eligible loan account.

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This information is for your ZIP Code of 49048


Product offerings and features may differ among geographic locations. With your ZIP code, we can make sure you see accurate information. To change the location, click on the zip code above.

5 Star RatingPeoples Bank is rated 5-Stars by Bauer
Rating as of September 2024
| bauerfinancial.com