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Personal Checking Options

Thank you for choosing Peoples Bank. We know you have a lot of options when considering where to bank, and we're thrilled that you've chosen us! Whatever you need, wherever life takes you, we'll always be in your corner. These products were designed to provide our customers with all the essentials you need to make your banking experience easy and rewarding.


Essential Checking

Personal Relationship Checking

Well suited for customers looks for: No monthly service charge and just the essential services. This account is perfect for anyone who wants a straightforward checking solution that makes doing your banking convenient and easy. Rewards you for doing more of your banking with Peoples Bank. Earn interest on your deposits and receive other valuable benefits. This account is ideal for customers carrying larger balances or those with additional account and loan relationships.
Unlimited Check Writing
Debit Card
Online Banking & Mobile Banking

Bill Pay
Paper Statement Fee $2 
Service charge waived with enrollment in eStatements or if primary account holder is age 70 or older.
No charge
Earns Interest No Yes. Higher interest rates and annual percentage yield for higher balances. See checking rates.
Additional Benefits
  • Unlimited ATM access at more than 40,000 MoneyPass® ATMs nationwide.
  • One box of Peoples Bank Checks included per calendar year. Others style available at a discount.
  • Waived1 Monthly Service Fee on one linked Personal Money Market Account.
  • Waived1 Cashier’s Check Fee
Refunds for:
  • Non-Peoples Bank and Non-MoneyPass® ATM Fees2
  • International Debit Card Transaction Fees2
  • Wires - Incoming Domestic2
  • Wires - Outgoing Domestic3 (One Per Month)
Initial deposit required to open an account

Monthly Service Charge n/a $8
Minimum balance required to avoid monthly service charge

$10,000 in combined & linked deposit balances4
$100,000 in combined and linked consumer or mortgage loan balances.5
Open an Account Online Open Now

Refer to our Miscellaneous Fee Schedule and other disclosures for complete details and fee information.
1Service charge will not appear on your statement.
2Same Day Refund. Fee will appear on your statement and then a credit will appear the same business day as the transaction is processed. Account Average Ledger Balance Cycle to Date must be positive for refunds to apply.
3Month End Refund. Fee will appear on your statement and then a credit will appear on the last day of the Statement Cycle. Account Average Ledger Balance Cycle to Date must be positive for refunds to apply.
4Calculated by adding together the average daily balance for each deposit account enrolled in the package.
5Calculated by adding together the current principal balance on the last day of the qualification cycle for each loan account enrolled in the package.

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5 Star RatingPeoples Bank is rated 5-Stars by Bauer
Rating as of March 2023