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Personal Checking Options

Thank you for choosing Peoples Bank. We know you have a lot of options when considering where to bank, and we're thrilled that you've chosen us! Whatever you need, wherever life takes you, we'll always be in your corner. These products were designed to provide customers with all the essentials you need to make your banking experience easy and rewarding.


Essential Checking

Personal Relationship Checking

Well suited for customers looking for: No monthly service charge and just the essential services. This account is perfect for anyone who wants a straightforward checking solution that makes doing your banking convenient and easy. Rewards you for doing more of your banking with Peoples Bank. Earn interest on your deposits and receive other valuable benefits. This account is ideal for customers carrying larger balances or those with additional account and loan relationships.
Unlimited Check Writing
Peoples Bank Visa® Debit Card
  • Unlimited ATM access at more than 40,000 MoneyPass® ATMs nationwide
  • Non-Peoples Bank & Non-MoneyPass® ATM fee refunds - up to $25 per month2
  • Refunds for international transaction fees3
Online Banking & Mobile Banking
Bill Pay
Paper Statements $21 
Earns Interest No Yes. See checking rates below.
Additional Features None Complimentary:
  • Peoples Bank Checks - one box per calendar year
  • Discount on Other Check Styles
  • Cashier’s Checks
  • Incoming Domestic Wires - unlimited
  • Outgoing Domestic Wires - one per month2
  • Personal Money Market Account when linked to checking
Minimum to Open
Monthly Service Charge $0 $8
Minimum balance required to avoid monthly service charge  
$10,000 in combined & linked deposit balances4
$100,000 in combined & linked consumer and mortgage loan balances5
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Personal Relationship Checking Rates

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Annual Percentage Yield (APY) is subject to change. Effect of fees and charges may reduce earnings. This is a variable-rate account; rates are subject to change without notice.

Refer to our Personal Fee Schedule and other disclosures for complete details and fee information.
1Waived for customers age 70+. All others can waive charge by enrolling in eStatements.
2Month End Refund. Fee will appear on your statement and then a credit will appear on the last day of the Statement Cycle. Account Average Ledger Balance Cycle to Date must be positive for refunds to apply.
3Same Day Refund. Fee will appear on your statement and then a credit will appear the same business day as the transaction is processed. Account Average Ledger Balance Cycle to Date must be positive for refunds to apply.
4Calculated by adding together the average daily balance for each combined & linked eligible deposit account.
5Calculated by adding together the current principal balance on the last day of the qualification cycle for each combined & linked eligible loan account.

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This information is for your ZIP Code of 49048

Product offerings and features may differ among geographic locations. With your ZIP code, we can make sure you see accurate information. To change the location, click on the zip code above.

5 Star RatingPeoples Bank is rated 5-Stars by Bauer
Rating as of May 2024