Marine Loans

We Finance Your Boating Dreams

Whether you're dreaming of power boating, sailing or a charter boat, we’ll help make it reality. Plus you’ll enjoy knowing that Peoples Bank marine loans are not sold. Our team looks forward to serving you through the life of your next boat loan…and the one after that! 


Marine Loan Program - $30,000 Minimum loan amount

Marine Loan Rates

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Click here if your financing need is less than $30,000

Posted rates are for purchase loans only. Please inquire for refinance rates.
Rates and terms are subject to change and available on approval of credit – sample rates based on 760+ credit score. Actual rate and payment may vary depending on borrower’s credit history. Call for current rates and terms. Annual percentage rates (APR) shown are based on minimum loan amount and use of Automatic Payment from a personal checking or savings account. Add 100 basis points for non auto-pay loans. Property insurance is required.


Marine Loans for virtually any boating need:

  • Purchase or refinance
  • New and used boat financing
  • Boats in charter
  • Wood, steel and aluminum hulls



  • Rates apply to personal and charter use.
  • 25 & 30 year programs are available for loan amounts over $100k.
  • Local underwriting.
  • Local loan servicing - Peoples Bank marine loans are not sold.

Rate Alert:

Often other lenders advertise rates that are restricted to just a few eligible borrowers. When comparing rates make certain you’re comparing apples to apples. Call today for a customized quote based on your specific purchase price and credit history.


This information is for your ZIP Code of 49048

Product offerings and features may differ among geographic locations. With your ZIP code, we can make sure you see accurate information. To change the location, click on the zip code above.

Meet the Team

There are lots of great reasons to choose Peoples for your boat loan, but we think the best one is our people.

Marine Team

Location & Details

Marine Loan Center
201 Main Street, Suite 101
Edmonds, WA 98020

Phone (206) 352-7040
Fax (425) 789-3449
Email Email Marine Lending