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Marine Loans

We Finance Your Boating Dreams

Whether you're dreaming of powerboating, sailing, or a charter boat, we’ll help make it a reality. Plus, you’ll enjoy knowing that Peoples Bank marine loans are not sold. Our team looks forward to serving you through the life of your next boat loan…and the one after that! 


Marine Loan Program - $30,000 Minimum loan amount

Marine Loan Rates

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Click here if your financing need is less than $30,000


Marine Loans for virtually any boating need:

  • Purchase or refinance
  • New and used boat financing
  • Boats and charter programs
  • Steel and aluminum hulls


  • 25 & 30-year programs are available for loan amounts over $100k.
  • Local underwriting.
  • Local loan servicing - Peoples Bank marine loans are not sold.

Rate Alert:

Often other lenders advertise rates that are restricted to just a few eligible borrowers. When comparing rates, make certain you’re comparing apples to apples. Call today for a customized quote based on your specific purchase price and credit history.


Posted rates are for purchase and refinance only. 

Posted rates and terms may change and are subject to credit approval. Actual rate and payment may vary depending on borrower's credit history. Annual percentage rates (APR) shown are based on the use of automatic payment from a checking or savings account. Add 1% for non auto-pay loans. Evidence of insurance is required. A sample monthly payment for a 20-year $100,000 fixed rate loan at 3.79% APR will be $594.97. Sample rates based on a 20% down payment.

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Purchase Refinance

This information is for your ZIP Code of 49048

Product offerings and features may differ among geographic locations. With your ZIP code, we can make sure you see accurate information. To change the location, click on the zip code above.

Meet the Team

There are lots of great reasons to choose Peoples for your boat loan, but we think the best one is our people.

Marine Team

Location & Details

Marine Loan Center
201 Main Street, Suite 101
Edmonds, WA 98020

Phone (206) 352-7040
Fax (425) 789-3449
Email Email Marine Lending