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Personal Loans

Express Line of Credit

Express Line of Credit from Peoples Bank is a personal line of credit that’s linked directly to your checking account. You can write a check or make a purchase for more than you have in your checking account and need not worry as funds will automatically advance from your Express Line (up to your available credit limit). Best of all, Express Line is only $24 per year!


  • Credit line amount - $1000
  • Linked directly to your checking account
  • Payments are deducted automatically each month
  • Competitive rates
For complete details and current interest rate see the Express Line of Credit Disclosure.


Savings Secured Loans

Peoples Bank Savings Secured loans are fixed-rate, installment loans secured by a Peoples Bank savings account or certificate of deposit - the perfect choice when you need extra cash to make a purchase but don't want to disturb your savings account balances.


  • Loan amounts from $500 and up
  • Low monthly payment
  • Competitive rate
  • Apply in person - find a branch


Personal Unsecured Loans

Get cash without collateral.

  • Loan amounts between $5,000 - $20,000
  • Line of credit and term loan available
  • No collateral necessary for qualified borrowers
  • Automatic payment from a Peoples Bank checking account required
Term Loan APR
12 months 7.99%
24 months 8.49%
36 months 8.99%
48 months 9.49%
60 months 9.99%



Apply Online

It’s easy and you’ll have a decision faster than you’d expect.

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Schedule an Appointment

Meet or speak with us about a Personal Line of Credit when it's convenient for you.


Bank on the Go

Save time and money with online banking, bill pay and our mobile app.

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Need Help?

We're only an email or phone call away.

Customer Support is available:

  • Mon - Fri: 8 am to 7 pm
  • Sat: 9 am to 4 pm
  • (800) 350-5990
  • Email Us