Opt-In

ATM/Debit Card Overdraft Opt-In

We know you rely on your ATM and debit card for many of your everyday payments. Based on your account activity with us, we strive to pay all of your transactions even when the transactions may overdraw your account. Opt-in today to ensure your ATM and debit card transactions are eligible to be authorized and paid in the unlikely event your current balance is insufficient to cover the transaction.

What You Should Know

By opting in, your ATM and debit card transactions may be covered if you overdraw your checking account.

There is no fee if you deposit or transfer funds to cover the balance on the same business day. If your account overdraws, our standard overdraft fee is $35 per item.
Find important information about the order in which items are paid in the Opt-In Disclosure: What You Need to Know about Overdrafts and Overdraft Fees.
If you do not Opt-in, you will not be covered.

We are excited to provide enhanced overdraft options for you. If you have any questions, please contact us at (800) 584-8859 or visit any branch.

Opt-In Form

Complete the secure form below to ensure your ATM and debit card transactions are eligible to be authorized and paid in the unlikely event your account has insufficient funds.

First and Last Name (required):

Email (required):

Last 4 digits of Social Security Number (required):

Accounts to Enroll

Account Number 1 (Last 4):

Account Number 2 (Last 4):

Account Number 3 (Last 4):

Account Number 4 (Last 4):

Authorization Preference

Authorize and pay overdrafts:

I want Peoples Bank to authorize and pay overdrafts on my ATM and everyday debit card transactions.
I do not want Peoples Bank to authorize and pay overdrafts on my ATM and everyday debit card transactions.

Help us prevent spam:

How can I protect my account?

Enroll in overdraft protection by completing the form.
Link your other deposit accounts.
Enroll in text balance alerts through mobile banking.
Download the Peoples Bank mobile app.

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Contact Us

Phone: (800) 584-8859

Fax: (360) 715-4251

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