Certificates of Deposit (CDs)

Certificates of Deposit are a popular and safe way to achieve your financial goals. We offer a wide variety of time deposit accounts including fixed rate accounts with terms from 6-months to five years, variable rate accounts that change with the market, and accounts that allow you to make additional deposits.

 

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Great Beginnings CD - Peoples Add-On Certificate

Term	12 months
Minimum opening deposit	$100
Interest rate	Fixed rates are tiered depending on balance.
Online banking	Included.
Monthly service charge	$0
Penalty for early withdrawal	Any principal withdrawn before the maturity date is subject to an early withdrawal penalty. If the term is one year or less, the penalty is equal to three month’s interest on the amount withdrawn. If the term is more than one year, the penalty is equal to six month’s interest on the amount withdrawn.
Minimum Additions	Minimum Additions of $50.00. Additions of $25.00 are permitted when an automatic withdrawal is made from a Peoples checking or savings account.

Great Beginnings CD Rates

Personal CD - Peoples Fixed Rate

Minimum opening deposit	$500
Interest rate	Fixed rates are tiered depending on balance.
Online banking	Included
Monthly service charge	NA
Penalty for early withdrawal	Any principal withdrawn before the maturity date is subject to an early withdrawal penalty. If the term is one year or less, the penalty is equal to three month’s interest on the amount withdrawn. If the term is more than one year, the penalty is equal to six month’s interest on the amount withdrawn.

 

Personal CD Rates

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