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Mortgage Refinance Rates
| Type |
Rate |
Points1 |
APR2 |
Payment |
| 15 Year Fixed Rate |
6.750% |
0.750% |
6.725% |
$3,982.00 |
| 30 Year Fixed Rate |
7.250% |
1.000% |
7.419% |
$3,070.00 |
Effective date: 4/18/2024
1Discount points are additional funds paid at closing to reduce your interest rate.
2The Annual Percentage Rate (APR) is the cost of credit over the term of the loan expressed as an annual rate.
Rates and points are subject to change without prior notice. Pricing adjustors related to property type, occupancy and other underwriting criteria may impact the APR. Monthly sample payments are based on a loan amount of $450,000, 780 or higher credit score, and a 45-day lock term. Actual payment obligation may be higher, since sample payment amount does not include property taxes, hazard insurance, or monthly mortgage insurance (if required). Stated APR assumes posted points. Subject to credit approval. Available on owner-occupied, one-to-four family residences. Hazard insurance on subject property is required. If the property is located in a Special Flood Hazard Area, the bank will require you to obtain flood insurance.
Mortgage Purchase Rates
| Type |
Rate |
Points1 |
APR2 |
Payment |
| 15 Year Fixed Rate |
6.500% |
1.000% |
6.762% |
$3,920.00 |
| 30 Year Fixed Rate |
7.125% |
1.000% |
7.418% |
$3,032.00 |
Effective date: 4/18/2024
1Discount points are additional funds paid at closing to reduce your interest rate.
2The Annual Percentage Rate (APR) is the cost of credit over the term of the loan expressed as an annual rate.
Rates and points are subject to change without prior notice. Pricing adjustors related to property type, occupancy and other underwriting criteria may impact the APR. Monthly sample payments are based on a loan amount of $450,000, 780 or higher credit score, and a 30-day lock term. Actual payment obligation may be higher, since sample payment amount does not include property taxes, hazard insurance, or monthly mortgage insurance (if required). Stated APR assumes posted points. Subject to credit approval. Available on owner-occupied, one-to-four family residences. Hazard insurance on subject property is required. If the property is located in a Special Flood Hazard Area, the bank will require you to obtain flood insurance.