Options for Everyone
When you’re in the market to refinance your home, our goal is simple –
let’s make it happen. Whether you're looking for a way to lower your monthly mortgage or get your home loan paid off quicker, Peoples Bank has a refinance option for you. From local loan decisions and on-time closings to great rates and fair terms, our home loan specialists are here to help.
Refinance with Express Mortgage
Fast, powerful, and completely online. Apply 24/7 from the comfort of your home or when it is most convenient for you. This easy and streamlined application process includes online support from our local home loan specialists. Get started now with Express Mortgage powered by Peoples Bank.
Apply Online
Work with a Home Loan Specialist
Our local home loan specialists are ready to help you every step of the way. Schedule a face-to-face appointment near you with the lender of your choice. Low rates, expert loan professionals, and local loan decisions make a Peoples Bank refinance easy. Contact our team today.
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Mortgage Refinance Rates
| Type1 |
Rate |
Points2 |
APR3 |
Payment |
| 15 Year Fixed Rate |
5.000% |
0.875% |
5.222% |
$3.559.00 |
| 30 Year Fixed Rate |
6.000% |
0.750% |
6.128% |
$2,698.00 |
Effective date: 9/20/2024
1A fixed rate mortgage provides you with the security of a monthly payment that doesn't change. Fixed rate loans are one of the most popular options today.
2Discount points are additional funds paid at closing to reduce your interest rate.
3The Annual Percentage Rate (APR) is the cost of credit over the term of the loan expressed as an annual rate.
Rates and points are subject to change without prior notice. Pricing adjustors related to property type, occupancy and other underwriting criteria may impact the APR. Monthly sample payments are based on a loan amount of $450,000, 780 or higher credit score, and a 45-day lock term. Actual payment obligation may be higher, since sample payment amount does not include property taxes, hazard insurance, or monthly mortgage insurance (if required). Stated APR assumes posted points. Subject to credit approval. Available on owner-occupied, one-to-four family residences. Hazard insurance on subject property is required. If the property is located in a Special Flood Hazard Area, the bank will require you to obtain flood insurance.