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Save money with a Peoples Bank refinance

Ready to Refinance Your Loan? 

Apply online with Express Mortgage or work with a local lender.

Refinance with Express Mortgage

Fast, powerful, and completely online. Apply 24/7 from the comfort of your home or when it is most convenient for you. This easy and streamlined application process includes online support from our local home loan specialists. Get started now with Express Mortgage powered by Peoples Bank.

Apply Online

Work with a Home Loan Specialist

Our local home loan specialists are ready to help you every step of the way. Schedule a face-to-face appointment near you with the lender of your choice. Low rates, expert loan professionals, and local loan decisions make a Peoples Bank refinance easy. Contact our team today.

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Mortgage Refinance Rates

Type Rate Points APR
30 Year Fixed Rate 7.000% 0.772% 7.148%
15 Year Fixed Rate 5.875% 0.914% 6.122%

Effective date: 3/21/2023

Rates, terms and fees are subject to change without notice. Subject to credit approval. Available on non-owner and owner-occupied, 1-4 family residences. Hazard insurance on the subject property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance. Additional underwriting may apply for FHA loans.

The Peoples Bank Difference

When you’re in the market to refinance your home, our goal is simple – let’s make it work.

Why choose Peoples Bank for your next refinance? Whether you're looking for a way to lower your monthly mortgage or get your home loan paid off quicker, our home loan specialists can help. There are countless reasons to choose Peoples Bank for your next refinance – from local loan decisions and on-time closings to great rates and fair terms, but we think the best reasons are our People. Let's explore your options together.

Contact Us

Our Team is Available:

The Right Loan for You

We offer both fixed-rate and adjustable-rate loans. Our home loan specialists will find the home loan that is right for you. Choose from:

Things to Consider Before you Apply

Planning to apply for your mortgage is key, click the button below for more information

Mortgage Application Tips

Calculate Scenarios

Figure out everything from how much you could save by consolidating debt to whether it's time to refinance.

Calculate Scenarios

Complimentary Mortgage Review

With mortgage rates still at historic lows, our local home loan specialists are ready to help you - every step of the way. See how much you can save with a complimentary mortgage review.

Schedule Review

5 Star RatingPeoples Bank is rated 5-Stars by Bauer
Rating as of March 2023