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Refinance a Home

Local Help. Local Decisions.

With mortgage refinance rates still at historic lows, many homeowners have found that a refinance translates to significant monthly savings. Low rates, expert loan professionals, and local loan decisions make a Peoples Bank refinance easy – as it should be.

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Find the Right Loan for You

Fixed & Adjustable-Rate Loans

We offer both fixed-rate and adjustable-rate loans. Our home loan specialists can help you decide which option is best for your next refinance.

FHA Loans 

An FHA mortgage can help low to moderate income borrowers through flexible qualifying guidelines. It's a fast and cost-effective way to refinance. 

Jumbo Loans 

A jumbo loan offers the ability for a qualified borrower to receive a much larger sum than is typically allowed. Access significant funds with a single mortgage.

VA Loans 

We are pleased to offer VA loan options to veterans of the United States military. Options include exceptional pricing and low down payments.


The Peoples Bank Difference

When you’re in the market to refinance your home, our goal is simple – let’s make it work.

Why choose Peoples Bank for your next refinance? Whether you're looking for a way to lower your monthly mortgage or get your home loan paid off quicker, our home loan specialists can help.  There are countless reasons to choose Peoples Bank for your next refinance – from local loan decisions and on-time closings to great rates and fair terms, but we think the best reasons are our People. Let's explore your options together.

 

Questions? We’re here to help!

Email us or call (800) 584-8859

Subject to credit approval. Available on non-owner and owner-occupied, 1-4 family residences. Hazard insurance on the subject property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance. Additional underwriting may apply for FHA loans.

Refinance Now

Apply online and we’ll take it from there.

Refinance Now

Find a Home Loan Specialist

Contact a home loan specialist today for information on rates and the type of loan best suited for your needs.

Find a home loan specialist

Calculate Scenarios

Figure out everything from how much you could save by consolidating debt to whether it's time to refinance.

Calculate

Home Equity Loans

Remodel, repair or fund a large expense with a Home Equity Loan from Peoples Bank. 

Learn more