Ready to Refinance Your Loan?
Apply online with Express Mortgage or work with a local lender.
Refinance with Express Mortgage
Fast, powerful, and completely online. Apply 24/7 from the comfort of your home or when it is most convenient for you. This easy and streamlined application process includes online support from our local home loan specialists. Get started now with Express Mortgage powered by Peoples Bank.
Apply Online
Work with a Home Loan Specialist
Our local home loan specialists are ready to help you every step of the way. Schedule a face-to-face appointment near you with the lender of your choice. Low rates, expert loan professionals, and local loan decisions make a Peoples Bank refinance easy. Contact our team today.
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Mortgage Refinance Rates
| Type |
Rate |
Points |
APR |
| 30 Year Fixed Rate |
7.000% |
0.772% |
7.148% |
| 15 Year Fixed Rate |
5.875% |
0.914% |
6.122% |
Effective date: 3/21/2023
Rates, terms and fees are subject to change without notice. Subject to credit approval. Available on non-owner and owner-occupied, 1-4 family residences. Hazard insurance on the subject property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance. Additional underwriting may apply for FHA loans.
The Peoples Bank Difference
When you’re in the market to refinance your home, our goal is simple – let’s make it work.
Why choose Peoples Bank for your next refinance? Whether you're looking for a way to lower your monthly mortgage or get your home loan paid off quicker, our home loan specialists can help. There are countless reasons to choose Peoples Bank for your next refinance – from local loan decisions and on-time closings to great rates and fair terms, but we think the best reasons are our People. Let's explore your options together.