Small Business Term Loan and Line of Credit

Credit needs up to $350,000

Partner with Peoples Bank and enjoy knowing you’re not in business alone. Our primary focus is to ensure your business is properly financed to meet the needs of your business today and into the future.

Custom Financing Solutions for your business needs to manage cash flow and finance longer term purchases.

Know what to Expect and receive a timely loan decision with our streamlined process and structured response time.

Small Business Line of Credit

Well managed cash flow is critical to the success of your business. An operating line of credit can serve as the primary source of credit for your daily cash flow needs and allow your business to take advantage of trade discounts, expedite inventory purchases and manage cash flow more effectively.

Features*:

Credit Amount	$10,000 - $250,000
Collateral	Required
Term	Revolving, up to 36 months
Origination Fee	<$100k = 1.00% / $300 minimum >$100k = 1.00% / $500 minimum
Annual Fee	<$100k = $150 >$100k = $350
Monthly Payment	Accrued interest/$20 min.
Peoples Bank Checking	Required

*Features may vary with SBA