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Positive Pay

Fraud Detection Tool

Check and ACH fraud is a challenge and a serious concern for any type of business. Peoples Bank Positive Pay helps you protect your business from check and electronic transaction fraud by putting you in control to block non-authorized transactions from posting to your account.

How does it work?

Check Positive Pay 

Allows you to inform the Bank of what checks have been written. That data is compared to checks as they are presented against your account. If we receive a check that does not match what you’ve told us, we provide an exception report and give you the control to pay or return the check.


Check Positive Pay may be right for you if:

  • Your business issues large dollar or a high volume of checks.
  • You have experienced check fraud.
  • You require additional risk management.


What are the benefits of Check Positive Pay?

  • Protects your business from check fraud.
  • Blocks non-authorized transactions to your account.
  • Eliminates the need to close accounts in the event of unauthorized checks clearing.

ACH Positive Pay 

Provides you with the opportunity to review ACH debit transactions that are being presented for payment against your account. You review the transaction, decide if it should be paid or returned to the originating bank, and even create a new ACH Positive Pay rule to authorize future transactions.


ACH Positive Pay may be right for you if:

  • You authorize vendors to make direct debits for invoice payment.
  • You have experienced unauthorized ACH debits.
  • You require additional risk management.


What are the benefits of ACH Positive Pay?

  • Protects your business from ACH fraud.
  • Puts the business in control of clearing transactions.
  • Reduces risks and losses associated with unauthorized ACH debits.


Positive Pay is safe and secure

Check and ACH Positive Pay is available through Peoples Bank Business Manager online allowing you to take advantage of existing, advanced authentication and online banking security giving you peace of mind that online banking is safe and secure.


Get Started Today!

Contact us today to learn how Positive Pay can help your business.

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