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    Personal Money Market Account

    The convenience of check access, combined with higher rates for higher balances, makes a Money Market Account a favorite tool of savers everywhere.

    Personal Money Market Account
    Minimum daily balance to avoid monthly service charge $1,000
    Interest rate Tiered rates pay higher Annual Percentage Yield (APY) on higher balances
    Online Banking Included
    Monthly service charge $10 service charge waived with $1,000 minimum daily balance
    Penalty for early withdrawal No
    Ability to write checks Yes
    Amount required to open the account $100
    Well Suited for These Savings Goals Earn a competitive rate of interest while retaining immediate access to your funds

    This interest-bearing account is an excellent money-management tool. It is normally used in conjunction with a Peoples Personal Checking Account and may be used as a primary account. With this account, you'll enjoy these features:

    • Earn a competitive rate of interest while retaining immediate access to your funds.
    • Unlimited check-writing.
    • Low minimum balance requirement to avoid service charges.

     

    Fee Schedule

    • Minimum Daily Balance to Avoid Monthly Service Charge: $1,000
    • Monthly Service Charge if Below Minimum: $10
    • Minimum Opening Deposit: $100
    • Interest is compounded daily and paid monthly.
    • Effect of fees may reduce earnings. This is a variable rate account; rate is subject to change without notice.
     

    Personal Money Market Account Rates

         
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    Looking for other savings options?

                                   CD - Certificate of DepositHealth SavingsSavings Account
     

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    This information is for your ZIP Code of 49048

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    Compare Personal Savings Accounts

      Personal Savings Personal Premium Savings Certificates of Deposit Money Market Health Savings Account
    Minimum Daily Balance to Avoid Monthly Service Charge $300 $25,000 n/a $1,000 None
    Monthly Service Charge (if below minimum) $3 $15 $0 $10 $3 applies regardless of balance
    Minimum Balance to Open $100 $100 Varies $100 $100 to open
    Penalty for Early Withdrawals No No May apply No No
    Interest Rate Details *Tiered rates pay higher Annual Percentage Yield (APY) on higher balances. Details Fixed and variable rates available and are tiered based on balance. Details *Tiered rates pay higher Annual Percentage Yield on higher balances. Details Variable tiered rates pay higher Annual Percentage Yield on higher balances. Details
    Ability to Write Checks No No No Yes Yes
    Well Suited to These Savings Goals Children's savings accounts, balances less than $25,000. Saving with the option to withdraw without penalty. Balances greater than $25,000. Saving with the option to withdraw without penalty. Longer-term savings goals with no anticipated need to withdraw during CD's term. Earn a competitive interest rate while retaining immediate access to your funds. Pair this account with a high-deductible health plan (HDHP).

    Refer to our Miscellaneous Fee Schedule for complete details and fee information.