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Helping more homeowners reduce their monthly mortgage payments.

Peoples Bank is pleased to offer RefiNow, a new program from Fannie Mae that allows low-income earners to reduce their monthly housing costs by taking advantage of today’s historically low interest rates. The new program makes it easier and less expensive to refinance your mortgage. You’ve already found your dream home; now let us help you get your dream rate. Contact our home loan specialists today.

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  • A reduction in the homeowner’s interest rate.
  • Payments reduced by a minimum of $50 per month.
  • Savings on out-of-pocket fees and appraisal expenses.


  • Current mortgage is Fannie Mae-backed and secured by a single-family primary residence.
  • Income qualification at or below 80% of the area median income.
  • Acceptable payment history on current mortgage.
  • Loan-to-value ratio up to 97%.
  • Debt-to-income ratio of 65% or less.
  • Minimum credit score of 620.

The Peoples Bank Difference

Whether you’re in the market to buy your first home, dream home or vacation home, our goal is simple – let’s make it work.

There are countless reasons to choose Peoples Bank for your home loan – from local loan decisions and on-time closings to great rates and fair terms, but we think the best reasons are our people. Our best-in-the-business team of loan professionals is ready to assist you every step of the way.


Questions? We’re here to help!

Email us or call (800) 584-8859

Subject to credit approval. Available to owner-occupied, single-family residences. Hazard insurance on the subject property is required. If the property is located in a Special Flood Hazard Area, we will require you to obtain flood insurance.

Apply Online

Apply online with Express Mortgage powered by Peoples Bank. It’s easy and you’ll have a decision faster than you’d expect.

Apply Online

Find a Home Loan Specialist

Contact a home loan specialist today for information on rates and the type of loan best suited for your needs.

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Loan Calculator

Should I buy a home or rent? How much would my monthly payment be? Our mortgage calculators can help you decide.